I will be combining my blog with www.globalriskinfo.com. This blog covers a wider variety of topic, including information security, risk management, as well as privacy. New posts will still be announced via my Twitter account, so if you follow me on Twitter, you won’t miss a thing. As an added bonus, you will also [...]
Collective Security and the Payment System
I recently attended an event focused on payment security and fraud prevention. It was an outstanding event and the presentations and panels were incredibly valuable – not something that I frequently say about payment security events these days. However, one term came up a couple of times that got me thinking. That term was “collective [...]
In Memoriam
As another Memorial Day approaches, I’d like to take a moment to honor the men and women that have died in service to their country. In our hurried world, it’s often easy to lose sight of the meaning of the holiday, and simply take our three day weekend. It’s important, I think, to remember why [...]
Presumption of Guilt & PCI DSS
I saw a story today on (another) data compromise involving cardholder data. This one involved an online retailer, rather than a processor. As always when I see these stories, I feel bad for everyone involved – yes even the merchant. Why do I feel badly for the merchant? Because there is an instant assumption that [...]
Changes in Attitude: Is technology the only thing changing in Payments?
It’s hard to miss the rapid technological changes that are happening in the payments industry. Mobile payments seem to dominate the industry websites and publications. With such attention paid to technology, it’s difficult to remember that the industry is undergoing seismic shifts that have little to do with technology at all. I’m not going to [...]
What the Heck is a Mobile Payment Anyway?
I saw a statement fro an industry leader today that really peaked my interest. It got me thinking about something that I’ve been spending a lot of time ruminating about, given the current state of the mobile payment industry. The statement in question comes from Verifone: “There is no Mobile Commerce without a NFC Phone. [...]
Marrying Technology & Privacy
“The fantastic advances in the field of electronic communication constitute a greater danger to the privacy of the individual.” – Earl Warren, 14th Chief Justice of the United States (1953-1969) Lopez v. United States 373 U.S. 427 (1963) I had a conversation today that drove home one of the essential challenges of many businesses. That challenge [...]
